| Management Team
| Board of Directors
Who We Are
Established in 2003 and headquartered in Orlando, St. Johns Insurance Company is a privately-held Florida company specializing in
homeowners' insurance products and services. St. Johns Insurance Company is owned by St. Johns Holding Company. The majority
shareholder is St. James Insurance Group, a managing general agency and program developer who has been underwriting homeowners'
policies since 1984.
St. Johns Insurance
Company has earned a Financial Stability Rating® of A, Exceptional, from Demotech, Inc. (www.demotech.com), an organization that
ranks and monitors insurance companies for financial stability.
Today, St. Johns continues to solidify and expand its presence in the state. The company's commitment to offering quality
products and services has made St. Johns one of the most sought after insurance companies in Florida.
St. Johns management team is composed of seasoned insurance people with an average of 29 years' experience in the business.
Reese I. Bowen, President
Mr. Bowen has over 35 years' experience in insurance management, underwriting, product development and operations both
domestically and internationally. In his career, he has held senior management positions with AIG Risk Management, Midland
Intermediary and Coopers & Lybrand Risk Management Consulting. He is a graduate of Georgia State University.
Russell Beck, Executive Vice President
Mr. Beck has 15 years' experience in homeowners insurance claims management. Prior to joining St. Johns, he was regional
claims manager and catastrophe claims manager for Risk Enterprise Management, the TPA Division of Zurich Risk Management
Services, where he managed property claims for Florida and Texas Select. He was also responsible for planning, staffing,
overseeing the technical and catastrophe vendor network and the performance of multiple branch offices. Mr. Beck is a g
raduate of Florida State University and is a Florida State Certified Residential Contractor and a Senior Claims Law Associate.
He is licensed in Florida, Texas and South Carolina.
Board of Directors
St. Johns Board of Directors is comprised of seasoned professionals.
James McCahill, Chairman
Mr. McCahill is also Chairman of St. James Insurance Group and founding principal of St. Johns Insurance Company.
Since 1990 he has held the positions of Chairman and CEO of St. James and St. Johns, and majority owner of predecessor
Braishfield Associates, Inc.
Prior to 1990, Mr. McCahill was an officer with Savannah Georgia based Palmer & Cay and Director of the Commercial
Insurance Division. He began his career in New York with Marsh in the Major Accounts Casualty Department.
He is a graduate of Rollins College, and serves on numerous civic and social boards.
Robert P. Lucas, Director
Mr. Lucas is the President of St. James Insurance Group and has over 25 years’
experience in the Managing General Agency and Underwriting Program Management
business. Prior to the formation of St. James Insurance Group, he was a
Principal and Executive Vice President of Braishfield Associates. He began his
career in New Jersey with the Chubb Group in the Commercial Multiline
Underwriting Division. He is a graduate of Drew University in Madison, New
Jersey and is a licensed Florida Surplus Lines Agent and Reinsurance
Reese I. Bowen, Director
Mr. Bowen, as President of St. Johns Insurance Company, is responsible for the design and implementation of underwriting
programs for St. Johns. In that capacity, he also provides the strategy for all state filings, underwriting protocol and
the ceded reinsurance portfolio both quota share and catastrophe.
His 35 years of experience includes eight years brokering commercial accounts and five years in underwriting management.
Through his association with AIG Risk Management, New York, Mr. Bowen acquired valuable experience with alternative risk
financing techniques and insurance company operations.
Michael Culbertson, Director
Mr. Culbertson, a 30-year insurance industry veteran, is president of Seibels Bruce. He joined the organization in
1974. Prior to being named president, he played an integral role in managing insurance operations, crafting strategic
marketing alliances and creating the company’s claim-handling subsidiary, Insurance Network Services, Inc.
He is a graduate of the University of South Carolina and holds his CPCU designation.
Christopher J. McHattie, Director
Mr. McHattie is a principal in his own law firm. He serves as corporate counsel for St. James Insurance Group.
He assists the company and Florida counsel with insurance compliance and regulatory matters and provides oversight
for corporate legal affairs and litigation.
Mr. McHattie is a graduate of Seton Hall University and New York Law School. He is a member of the New Jersey,
New York and American Bar Associations.