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2015-2016 Reinsurance Program Completed
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2014-2015 Reinsurance Program Completed
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Products

Identity Fraud Expense Coverage

Is your peace of mind worth $25 a year?

Did you know identity theft is the fastest growing crime in the United States? The statistics are staggering and getting worse. In the past year alone millions of people have had their identities stolen, or made public due to a corporate data breach, thus costing individuals and businesses billions of dollars.

Should you fall victim to this crime, St. Johns Insurance Company has a program available that provides Identity Theft Expense Coverage.

ID Theft Expense Reimbursement Coverage includes:

  • $15,000 limit for expenses as a result of the theft of your identity, and ID Fraud
  • Lost wages: For time taken from work up to a maximum of $200 per day and not to exceed $5,000 total
  • Loan application Fees: Fees for reapplying for a loan
  • Legal fees
    • Retaining the services of an attorney (with prior company consent)
    • Defense of lawsuits brought against you as a result of ID Fraud
    • The removal of any criminal or civil judgment wrongfully entered against you.
    • Challenging the accuracy of completeness of any information in a Credit Report
  • A special deductible of $250 applies to this coverage.

Expenses also include the following charges: Notary, certified mail, and telephone.